401k Administration 404(a)(5) Participant Fee Disclosures: Rules & Requirements When it comes to 401(k)s, transparency is crucial - especially when it comes to fees. After all, over 35 years, even an innocent-sounding 2% fee can consume up to half of
401(k) Fees Want Insanely Low 401(k) Fees? Follow These 6 Steps Okay, if you're reading this post, you already know: 401(k) fees are expensive. Taken as a percentage of the assets, over time, they can add up to a HUGE chunk of change
401(k) Fees Are Your 401(k) Fees Too High? Let’s get real about 401(k) fees. 401(k) fees can be confusing and opaque, and there’s a good chance that you don’t know what you’re actually getting charged.
401(k) Fees 12b-1 Fees: What They Are and Why You Should Avoid Them How Much Am I Getting Charged for My 401(k)? It’s a simple question, right? But, like many things when it comes to the 401(k), the answer is anything but. There
Small Business 401(k) 5 Signs It's Time for a New 401(k) Do you need a new 401(k)? If we’re being honest, this probably isn’t a question you ask very often. The 401(k) is a crucial benefit if you want to
401k Administration The Quick and Easy Guide to the IRS 401(k) Loan Rules 401(k) administrators play many roles — including, often somewhat reluctantly, banker. In addition to all other duties, plan administrators are responsible for the administration of 401(k) retirement plan loans. This includes… Making
401k Administration 401(k) Administration: Your Responsibilities Explained 401(k) administrators, we salute you. Because if you’re responsible for 401(k) administration, you’ve seriously got your work cut out for you. From tracking eligibility to managing loans to dealing
401(k) Compliance 401(k) Fiduciary: Critical Responsibilities & Duties 401(k) fiduciary… what the heck does that even mean? If you’re responsible for any aspect of the 401(k) and you don’t know, we don’t blame you. The Department
401(k) Compliance Painless 401(k) Compliance in 2019? Avoid These 5 Mistakes. In a study of over 350 companies nationwide, we’ve found that the average company makes 53 payroll mistakes each year.* If left unfixed, these mistakes can have some big ramifications – both in
The Definitive 401(k) Compliance Calendar for 2019 When it comes to 401(k) compliance, you probably already know that there’s a lot you need to stay on top of. You probably also don’t have time to spend hours
401k Administration Cover Your Assets: 5 Tips for 401(k) Administration in 2019 I think you’ll agree with me when I say: 401(k) administration SUCKS. It’s tedious. It’s complex. And it’s easy to mess up. And every time you make a
401k Administration 401(k) Eligibility Guide: Rules, Requirements & Tracking Ahh, 401(k) eligibility. We won’t go as far as saying this is the biggest pain in the posterior when it comes to 401(k) administration. But it is a pain. Our
401k Administration The Plain English Guide to Form 5330 Like all the best forms we get from the government, Form 5330's instructions are literally more than double the length of the document itself. A surefire recipe for fun. Okay, we can’t
401k Administration ERISA Record Retention Requirements In Plain English ERISA record retention requirements. Say that five times fast. All joking aside, this is actually pretty serious business. The Employee Retirement Income Security Act of 1974 requires that you retain important plan documentation.
401k Administration 401(k) Contribution Limits 2019: What Employers Need to Know Yes, there’s: “Good news, everyone!” (Or, almost everyone). The Treasury Department has raised 401(k) annual contribution limits for 2019. That means lots of people now have the opportunity to save even
401k Administration 401(k) Deposit Rules For Employers Demystified 401(k) deposits are an essential function of any 401(k) plan, and there are complicated (and sometimes frustrating) rules that govern deposit processes. Of course, you probably knew that. Otherwise, you wouldn’
401k Administration The Complete Guide to a Fast, Pain-Free 401(k) Audit If you’re responsible for your company’s 401(k) administration, you probably know that the annual 401(k) audit is not a fun process. In fact, we’d go as far as
401(k) Plan Documents The 401(k) Adoption Agreement Explained What’s got you searching for a 401(k) adoption agreement? Maybe you’re looking into establishing a 401(k) for your company. Or perhaps you’ve realized it’s time to make
401(k) Plan Documents 401k Summary Annual Report: Everything You Need to Know You’ve got questions about the 401k Summary Annual Report (SAR). We’ve got answers. Better yet, we know how annoying it is to skip from article to article trying to find what
Nondiscrimination Testing The Ultimate Guide to QNECs and QMACs - What They Are, How to Calculate Them, And How to Avoid Needing to Make Them Making a QNEC or QMAC isn't always easy, but it doesn't have to be a headache. This complete guide breaks down everything you need to know about QNECs and QMACs in plain language and step-by-step instructions.
Nondiscrimination Testing 401(k) Nondiscrimination Testing: A Simple Guide for Improving Your Results 401(k) nondiscrimination testing – what the heck is it? Why does it matter? What consequences could it have for your business, and how do you avoid them? The truth is, there’s a
401(k) Plan Documents 401(k) Summary Plan Description: Basics, Requirements, and Compliance What is the 401(k) Summary Plan Description (SPD)? The Summary Plan Description (SPD) is one of the important 401(k) plan documents that provides plan participants (and their beneficiaries) with the most
Small Business 401(k) Small Business Retirement Plans: Why 401(k)s Are The Best Option If you are looking for the right retirement plan for your small business – congratulations! You have several options. The four most popular types of small business retirement plans are: Solo 401(k) SEP
Employee Retention Create a Killer Employee Retention Plan in 5 Simple Steps Putting together an employee retention plan is an exciting opportunity. Being successful with employee retention can have a huge impact on your company’s bottom line. More notably, it can have a huge
Safe Harbor 401(k) Everything You Need to Know About Safe Harbor 401(k)s Welcome to our Safe Harbor 401(k) guide! I think you’ll agree with me when I say: Figuring out the best 401(k) for your business is REALLY hard. There are laws.
