401(k) Compliance Painless 401(k) Compliance in 2019? Avoid These 5 Mistakes. In a study of over 350 companies nationwide, we’ve found that the average company makes 53 payroll mistakes each year. If left unfixed, these mistakes can have some big ramifications – both in
The Definitive 401(k) Compliance Calendar for 2019 When it comes to 401(k) compliance, you probably already know that there’s a lot you need to stay on top of. You probably also don’t have time to spend hours
401k Administration Cover Your Assets: 5 Tips for 401(k) Administration in 2019 I think you’ll agree with me when I say: 401(k) administration SUCKS. It’s tedious. It’s complex. And it’s easy to mess up. And every time you make a
401k Administration 401(k) Eligibility Guide: Rules, Requirements & Tracking Ahh, 401(k) eligibility. We won’t go as far as saying this is the biggest pain in the posterior when it comes to 401(k) administration. But it is a pain. Our
401k Administration The Plain English Guide to Form 5330 Like all the best forms we get from the government, Form 5330's instructions are literally more than double the length of the document itself. A surefire recipe for fun. Okay, we can’t
401k Administration ERISA Record Retention Requirements In Plain English ERISA record retention requirements. Say that five times fast. All joking aside, this is actually pretty serious business. The Employee Retirement Income Security Act of 1974 requires that you retain important plan documentation.
401k Administration 401(k) Contribution Limits 2019: What Employers Need to Know Yes, there’s: “Good news, everyone!” (Or, almost everyone). The Treasury Department has raised 401(k) annual contribution limits for 2019. That means lots of people now have the opportunity to save even
401k Administration 401(k) Deposit Rules For Employers Demystified 401(k) deposits are an essential function of any 401(k) plan, and there are complicated (and sometimes frustrating) rules that govern deposit processes. Of course, you probably knew that. Otherwise, you wouldn’
401k Administration The Complete Guide to a Fast, Pain-Free 401(k) Audit If you’re responsible for your company’s 401(k) administration, you probably know that the annual 401(k) audit is not a fun process. In fact, we’d go as far as
401(k) Plan Documents The 401(k) Adoption Agreement Explained What’s got you searching for a 401(k) adoption agreement? Maybe you’re looking into establishing a 401(k) for your company. Or perhaps you’ve realized it’s time to make
401(k) Plan Documents 401k Summary Annual Report: Everything You Need to Know You’ve got questions about the 401k Summary Annual Report (SAR). We’ve got answers. Better yet, we know how annoying it is to skip from article to article trying to find what
Nondiscrimination Testing The Ultimate Guide to QNECs and QMACs - What They Are, How to Calculate Them, And How to Avoid Needing to Make Them Making a QNEC or QMAC isn't always easy, but it doesn't have to be a headache. This complete guide breaks down everything you need to know about QNECs and QMACs in plain language and step-by-step instructions.
Nondiscrimination Testing 401(k) Nondiscrimination Testing: A Simple Guide for Improving Your Results 401(k) nondiscrimination testing – what the heck is it? Why does it matter? What consequences could it have for your business, and how do you avoid them? The truth is, there’s a
401(k) Plan Documents 401(k) Summary Plan Description: Basics, Requirements, and Compliance What is the 401(k) Summary Plan Description (SPD)? The Summary Plan Description (SPD) is one of the important 401(k) plan documents that provides plan participants (and their beneficiaries) with the most
Small Business 401(k) Small Business Retirement Plans: Why 401(k)s Are The Best Option If you are looking for the right retirement plan for your small business – congratulations! You have several options. The four most popular types of small business retirement plans are: Solo 401(k) SEP
Employee Retention Create a Killer Employee Retention Plan in 5 Simple Steps Putting together an employee retention plan is an exciting opportunity. Being successful with employee retention can have a huge impact on your company’s bottom line. More notably, it can have a huge
Safe Harbor 401(k) Everything You Need to Know About Safe Harbor 401(k)s Welcome to our Safe Harbor 401(k) guide! I think you’ll agree with me when I say: Figuring out the best 401(k) for your business is REALLY hard. There are laws.
401k Administration Retirement Benefits For Employees – Why The 401(k) Is The Best Are you thinking about offering retirement benefits for your employees? Maybe you want to help your employees build their retirement nest eggs. Or you’re ready to start saving for retirement yourself. But
Employee Retention The 7 Best Employee Retention Ideas We’ve Ever Seen Employee turnover is a frustrating problem. It causes a ton of administrative hassle. You constantly have to be on the lookout for replacements. Oh yeah, and it’s extremely expensive. Employee turnover is
Employee Retention How To Calculate Employee Turnover and Retention Rates Your goal: figure out the specific calculations for important employment metrics like turnover rate and retention rate. Our goal: Make it so you don’t have to Google this ever again. With those
401(k) Fees 401(k) Hidden Fees: Expose Your Providers’ Sneaky Tricks With These Simple Tips Even if you were great at finding Waldo as a kid, you may have a tough time finding your 401(k) hidden fees today – even with some serious help from the Department of
Employee Retention The Best Employee Retention Articles and Resources from Across the Web High turnover to contend with? Low employee engagement giving you a headache? Workers looking for the door? Revitalizing your employee retention can be a daunting undertaking, but we’re here to help. Here
401k Administration 401(k) Census – A Short Overview On What It Is And Why It Matters Is your third-party provider pestering you for your plan’s census? The census is a document chock full of detailed employee information. Your provider uses the information for annual non-discrimination testing. These tests
Employee Retention 7 Ways Employee Retention Benefits Your Company Your company has its own employment dynamic, but the situation probably isn’t what you want it to be. Maybe you want to cut employment costs, stop spending so much time on recruitment,
Nondiscrimination Testing The Complete Guide to 401(k) Corrective Distributions Hotel Pacifica has problems with their 401(k). At the end of every year, Red Jensen, Hotel Pacifica’s Director of HR, takes what he likes to call his “annual 401(k) beating.
