401(k) Fiduciary Requirements 3(21) vs. 3(38) Fiduciary: An ERISA Attorney Breaks it Down What does it mean to be a fiduciary? How is a 3(38) fiduciary different from a 3(21)? And honestly, does my plan really need either one? If you’ve been asking
401(k) Companies 401(k) RFP Template: Evaluate Top 401(k) Plan Providers Today Looking to save time and make your 401(k) RFP (request for proposal) process easier? You’ve come to the right place! We put together a comprehensive, easy-to-use 401(k) RFP Template to
401(k) Companies 401(k) Financial Advisors: Core Responsibilities & Risks If you’re looking into a 401(k) financial advisor, you probably want some qualified help navigating your 401(k) investment and asset management. But you probably also have a few questions. What
401(k) Companies Who are the Best 401(k) Providers for Your Small Business? Sounds like a simple question, right? Unfortunately, finding the answer is a lot harder than it should be. Evaluating 401(k) providers can be daunting for small businesses. The 401(k) industry is
Small Business 401(k) Starting a 401(k)? Make Sure Your Provider Has These 4 Features. We know you’re starting a 401(k) for a good reason. Probably several good reasons, actually. Maybe you want your 401(k) to attract and retain employees. Or maybe you want to
Small Business 401(k) Want a Low-Cost Small Business 401(k)? Read This Guide. Can my small business afford a 401k? How much will it actually cost? How time-consuming will it be to manage it? These are common questions from small business owners considering a 401(k)
Small Business 401(k) The 3 Step Process to Set Up a 401(k) for Small Business Starting a Small Business 401(k) is Easier Than You Think So, you’re thinking of setting up a 401(k) for your small business. On behalf of everyone here at ForUsAll, congratulations!
401(k) Companies Top 401(k) Advisors Do These 5 Things. Does Yours? Ever found yourself wondering: "am I getting the most out of my 401(k) advisor?" It’s a perfectly valid question. You and your employees pay them a lot of money
401(k) Fees 401(k) Expense Ratios: What Are Average 401(k) Fund Fees? Okay, let’s say this plainly: when it comes to 401(k) fees, a lot of participants are paying way too much. And one of the biggest reasons for this is because, for
401k Administration 404(a)(5) Participant Fee Disclosures: Rules & Requirements When it comes to 401(k)s, transparency is crucial - especially when it comes to fees. After all, over 35 years, even an innocent-sounding 2% fee can consume up to half of
401(k) Fees Want Insanely Low 401(k) Fees? Follow These 6 Steps Okay, if you're reading this post, you already know: 401(k) fees are expensive. Taken as a percentage of the assets, over time, they can add up to a HUGE chunk of change
401(k) Fees Are Your 401(k) Fees Too High? Let’s get real about 401(k) fees. 401(k) fees can be confusing and opaque, and there’s a good chance that you don’t know what you’re actually getting charged.
401(k) Fees 12b-1 Fees: What They Are and Why You Should Avoid Them How Much Am I Getting Charged for My 401(k)? It’s a simple question, right? But, like many things when it comes to the 401(k), the answer is anything but. There
Small Business 401(k) 5 Signs It's Time for a New 401(k) Do you need a new 401(k)? If we’re being honest, this probably isn’t a question you ask very often. The 401(k) is a crucial benefit if you want to
401k Administration The Quick and Easy Guide to the IRS 401(k) Loan Rules 401(k) administrators play many roles — including, often somewhat reluctantly, banker. In addition to all other duties, plan administrators are responsible for the administration of 401(k) retirement plan loans. This includes… Making
401k Administration 401(k) Administration: Your Responsibilities Explained 401(k) administrators, we salute you. Because if you’re responsible for 401(k) administration, you’ve seriously got your work cut out for you. From tracking eligibility to managing loans to dealing
401(k) Compliance 401(k) Fiduciary: Critical Responsibilities & Duties 401(k) fiduciary… what the heck does that even mean? If you’re responsible for any aspect of the 401(k) and you don’t know, we don’t blame you. The Department
401(k) Compliance Painless 401(k) Compliance in 2019? Avoid These 5 Mistakes. In a study of over 350 companies nationwide, we’ve found that the average company makes 53 payroll mistakes each year.* If left unfixed, these mistakes can have some big ramifications – both in
The Definitive 401(k) Compliance Calendar for 2019 When it comes to 401(k) compliance, you probably already know that there’s a lot you need to stay on top of. You probably also don’t have time to spend hours
401k Administration Cover Your Assets: 5 Tips for 401(k) Administration in 2019 I think you’ll agree with me when I say: 401(k) administration SUCKS. It’s tedious. It’s complex. And it’s easy to mess up. And every time you make a
401k Administration 401(k) Eligibility Guide: Rules, Requirements & Tracking Ahh, 401(k) eligibility. We won’t go as far as saying this is the biggest pain in the posterior when it comes to 401(k) administration. But it is a pain. Our
401k Administration The Plain English Guide to Form 5330 Like all the best forms we get from the government, Form 5330's instructions are literally more than double the length of the document itself. A surefire recipe for fun. Okay, we can’t
401k Administration ERISA Record Retention Requirements In Plain English ERISA record retention requirements. Say that five times fast. All joking aside, this is actually pretty serious business. The Employee Retirement Income Security Act of 1974 requires that you retain important plan documentation.
401k Administration 401(k) Contribution Limits 2019: What Employers Need to Know Yes, there’s: “Good news, everyone!” (Or, almost everyone). The Treasury Department has raised 401(k) annual contribution limits for 2019. That means lots of people now have the opportunity to save even
401k Administration 401(k) Deposit Rules For Employers Demystified 401(k) deposits are an essential function of any 401(k) plan, and there are complicated (and sometimes frustrating) rules that govern deposit processes. Of course, you probably knew that. Otherwise, you wouldn’
