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Evan Ross

Evan Ross

Evan is on a mission to use the power of storytelling to change the world for the better. And what better way to change the world than to help everyday Americans retire with comfort and dignity?

68 posts •
401k Administration

401(k) Contribution Limits 2020: What Employers Need to Know

Yes, there’s: “Good news, everyone!” (Or, almost everyone). The Treasury Department has raised 401(k) annual contribution limits for 2020. That means lots of people now have the opportunity to save even

  • Evan Ross
    Evan Ross
5 min read
401k Administration

Cover Your Assets: 5 Tips for 401(k) Administration in 2020

I think you’ll agree with me when I say: 401(k) administration is a real headache. It’s tedious. It’s complex. And it’s easy to mess up. And every time

  • Evan Ross
    Evan Ross
3 min read
401(k) Participation

Increasing 401(k) Participation: 3 Brilliant Hacks You Can Steal from Netflix

Netflix and 401(k) participation… right off the bat, you’re probably wondering: what the heck do these have to do with each other? Well, as the 10,000+ companies who failed IRS

  • Evan Ross
    Evan Ross
5 min read
Personal Finance

Why now is a good time to invest for retirement

It's not too late to start saving for retirement. However, starting earlier will help you get the most out of your retirement savings.

  • Evan Ross
    Evan Ross
3 min read
Financial Wellness

5 Financial Wellness Tips for Employees from Across the Web

Your employees are dealing with a lot of financial stress. Wages aren’t keeping up with the cost of living. Savings are low. Widespread student debt is delaying financial milestones. Retirement at 65

  • Evan Ross
    Evan Ross
7 min read
Personal Finance

Play the long game with your 401(k)

Focusing on the long term with your 401(k) is often the smartest move.

  • Evan Ross
    Evan Ross
3 min read
Personal Finance

To Roth or Not To Roth

What's the difference between a traditional 401(k) and a Roth 401(k)? We explain the difference and how to weigh up which option is better for you.

  • Evan Ross
    Evan Ross
4 min read
Financial Wellness

4 Keys to a Successful Employee Financial Wellness Program in 2019

Anyone who’s looking into financial wellness has probably seen this stat: financial stress among employees cost U.S. businesses over $250 billion a year. But it's a sad fact that not all

  • Evan Ross
    Evan Ross
5 min read
Financial Wellness

Financial Wellness Statistics: 6 Reasons to Adopt a Program

69% of employees in the U.S. are stressed about finances. Financial stress costs companies, however financial wellness programs can help. Learn how these programs help - by the numbers.

  • Evan Ross
    Evan Ross
6 min read
Financial Wellness

Student Loan Assistance: How Employers Can Help With Student Debt

There’s a student debt crisis unfolding in the United States. It's the invisible, leaden backpack of the American workforce. While there are some solid loan-relief tactics for individual borrowers, the problem is

  • Evan Ross
    Evan Ross
5 min read
401(k) Providers

3(21) vs. 3(38) Fiduciary: An ERISA Attorney Breaks it Down

What does it mean to be a fiduciary? How is a 3(38) fiduciary different from a 3(21)? And honestly, does my plan really need either one? If you’ve been asking

  • Evan Ross
    Evan Ross
9 min read
401(k) Providers

401(k) RFP Template: Evaluate Top 401(k) Plan Providers Today

Looking to save time and make your 401(k) RFP (request for proposal) process easier? You’ve come to the right place! We put together a comprehensive, easy-to-use 401(k) RFP Template to

  • Evan Ross
    Evan Ross
3 min read
401(k) Providers

401(k) Financial Advisors: Core Responsibilities & Risks

If you’re looking into a 401(k) financial advisor, you probably want some qualified help navigating your 401(k) investment and asset management. But you probably also have a few questions. What

  • Evan Ross
    Evan Ross
8 min read
401(k) Providers

Who are the Best 401(k) Providers for Your Small Business?

Sounds like a simple question, right? Unfortunately, finding the answer is a lot harder than it should be. Evaluating 401(k) providers can be daunting for small businesses. The 401(k) industry is

  • Evan Ross
    Evan Ross
22 min read
Small Business 401(k)

Starting a 401(k)? Make Sure Your Provider Has These 4 Features.

We know you’re starting a 401(k) for a good reason. Probably several good reasons, actually. Maybe you want your 401(k) to attract and retain employees. Or maybe you want to

  • Evan Ross
    Evan Ross
4 min read
Small Business 401(k)

Want a Low-Cost Small Business 401(k)? Read This Guide.

Can my small business afford a 401k? How much will it actually cost? How time-consuming will it be to manage it? These are common questions from small business owners considering a 401(k)

  • Evan Ross
    Evan Ross
9 min read
Small Business 401(k)

The 3 Step Process to Set Up a 401(k) for Small Business

Starting a Small Business 401(k) is Easier Than You Think So, you’re thinking of setting up a 401(k) for your small business. On behalf of everyone here at ForUsAll, congratulations!

  • Evan Ross
    Evan Ross
8 min read
401(k) Providers

Top 401(k) Advisors Do These 5 Things. Does Yours?

Ever found yourself wondering: "am I getting the most out of my 401(k) advisor?" It’s a perfectly valid question. You and your employees pay them a lot of money

  • Evan Ross
    Evan Ross
3 min read
401(k) Fees

401(k) Expense Ratios: What Are Average 401(k) Fund Fees?

Okay, let’s say this plainly: when it comes to 401(k) fees, a lot of participants are paying way too much. And one of the biggest reasons for this is because, for

  • Evan Ross
    Evan Ross
5 min read
401k Administration

404(a)(5) Participant Fee Disclosures: Rules & Requirements

When it comes to 401(k)s, transparency is crucial - especially when it comes to fees. After all, over 35 years, even an innocent-sounding 2% fee can consume up to half of

  • Evan Ross
    Evan Ross
4 min read
401(k) Fees

Want Insanely Low 401(k) Fees? Follow These 6 Steps

Okay, if you're reading this post, you already know: 401(k) fees are expensive. Taken as a percentage of the assets, over time, they can add up to a HUGE chunk of change

  • Evan Ross
    Evan Ross
6 min read
401(k) Fees

Are Your 401(k) Fees Too High?

Let’s get real about 401(k) fees. 401(k) fees can be confusing and opaque, and there’s a good chance that you don’t know what you’re actually getting charged.

  • Evan Ross
    Evan Ross
5 min read
401(k) Fees

12b-1 Fees: What They Are and Why You Should Avoid Them

How Much Am I Getting Charged for My 401(k)? It’s a simple question, right? But, like many things when it comes to the 401(k), the answer is anything but. There

  • Evan Ross
    Evan Ross
6 min read
Small Business 401(k)

5 Signs It's Time for a New 401(k)

Do you need a new 401(k)? If we’re being honest, this probably isn’t a question you ask very often. The 401(k) is a crucial benefit if you want to

  • Evan Ross
    Evan Ross
4 min read
401k Administration

The Quick and Easy Guide to the IRS 401(k) Loan Rules

401(k) administrators play many roles — including, often somewhat reluctantly, banker. In addition to all other duties, plan administrators are responsible for the administration of 401(k) retirement plan loans. This includes… Making

  • Evan Ross
    Evan Ross
4 min read
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