401(k) Fees

Even if you were great at finding Waldo as a kid, you may have a tough time finding your 401(k) hidden fees today – even with some serious help from the Department of

While 401(k)s are a fantastic employer benefit, the unfortunate reality is that they are often riddled with fees that are difficult to understand. As an employer, it’s important to know

What are 12b-1 fees? How do they crimp 401(k) savings? How do you know if your 401(k) advisor is engaging in revenue sharing? Mutual fund expense ratios. There, we’ve said

What it is, why it matters. So your company’s 401(k) plan is doing well… You and your employees are setting aside money for a better retirement. Your advisor set up a

Commissions? Kickbacks? Revenue-sharing? 12b-1 fees? Whatever you name them, 401(k) revenue sharing has come into focus for small and medium-sized retirement plans. If you’re an administrator or have any level of

408(b)(2) and **404(a)(5) disclosure documents were designed to shed light on fees, but fee details often remain in the shadows. Since 2012, ERISA rules have required 401(k) providers

How bad are 401(k) fees? Eat up your tax benefit bad! A study by The Yale Law Journal estimated “that fees are so high in 16% of analyzed plans that they consume