What does it mean to be a fiduciary? How is a 3(38) fiduciary different from a 3(21)? And honestly, does my plan really need either one? If you’ve been asking yourself these questions, look no further. We asked those (and more) when we sat down with Carol

Looking to save time and make your 401(k) RFP (request for proposal) process easier? You’ve come to the right place! We put together a comprehensive, easy-to-use 401(k) RFP Template to save you time and allow you to easily compare providers side-by-side. This template includes the questions you

If you’re looking into a 401(k) financial advisor, you probably want some qualified help navigating your 401(k) investment and asset management. But you probably also have a few questions. What can an advisor do to actually help my business or retirement plan? What are the benefits? Who

So you’re thinking of switching to a new 401(k) company. Perhaps your current 401(k) is expensive and you think you can get a better deal and save some money. Or maybe you’re unhappy with the service your current 401(k) provides. There are many good reasons

Ever found yourself wondering: "am I getting the most out of my 401(k) advisor?" It’s a perfectly valid question. You and your employees pay them a lot of money out of your retirement accounts, so you want to be sure your advisor is providing as much

As you focus on growing your small business you may have considered working with a Professional Employer Organization, or PEO. Or you may have already outsourced some tasks to such a group. A PEO is an outside business that handles employee management tasks like payroll and insurance benefits. A PEO

It all sounds so simple. Every payday you and your employees divert a portion of your paycheck into their 401(k) account. Then, invest. Repeat each payday. But it takes a surprising number of players to get the money from point A to point B. First, 401(k) rules are

If your small business’s 401(k) is already up and running, you deserve a hearty congratulations. You may have put the plan in place all by yourself and are running the plan solo, without an advisor. According to the Retirement Advisor Council, many small businesses are managing their own

If you are thinking about offering a 401(k), you may think it makes perfect sense to hire your payroll provider to recordkeep and administer the plan. After all, you want to sock away funds for tax deferred investing and you want the same for your employees. But you are

It’s not unusual for small and mid-sized businesses to rely on an outside organization to handle HR needs – a Professional Employer Organization, or PEO. A PEO will usually handle payroll, state and federal employment law compliance, employee onboarding and offboarding, workers comp, and benefits – which sometimes includes the company’

So you’re shopping for an improved 401(k) plan, congrats! Whether you inherited a clunky plan from your predecessor or you’ve outgrown your current solution, there’s a lot to keep track of. The good news is with the Department of Labor cracking down on bad 401(k)