Safe Harbor 401(k) Safe Harbor Matching Calculator: Easily Estimate Safe Harbor Costs Businesses fail nondiscrimination testing all the time. And when they do, it’s a nightmare for HR. If you’ve failed the IRS nondiscrimination test this year, it’s time to see if a Safe Harbor 401(k) plan might be the right choice for you. But when any change
Safe Harbor 401(k) Everything You Need to Know About Safe Harbor 401(k)s Welcome to our Safe Harbor 401(k) guide! I think you’ll agree with me when I say: Figuring out the best 401(k) for your business is REALLY hard. There are laws. There are regulations. There are a million different ways to design a 401(k). You might’ve
Safe Harbor 401(k) ForUsAll Launches the Safe Harbor 401(k) Resource Center ****Our 401(k) advisor team at ForUsAll is excited to announce a new resource for HR, finance, and benefits teams. The new Safe Harbor Plan Resource Center will arm your team with plenty of information, tools, and insights to help you decide whether a Safe Harbor 401(k) plan is
Safe Harbor 401(k) Safe Harbor 401(k): How to avoid this costly option Safe harbor plans exist for employers to avoid two tests the IRS runs every year, known as nondiscrimination tests — but safe harbor plans are costly. Given such a high cost of offering an employer match, it’s important to remember they are NOT always necessary and to consider alternative ways
Safe Harbor 401(k) Should I Offer a 401k Company Match? Yes, No and Maybe So We love company matches. It may be the closest thing in financial services to a free lunch—but only if you’re the employee, not the employer. For the employer, it’s a very real cost. So before you decide you need to offer a match (or before you decide
