401(k) + Crypto:
Unlock the power of choice.

Crypto for Your 401(k)? Yes, you read that right!

Provide institutional-grade access by leveraging Coinbase Institutional and the CoinDesk Market Select Index.

You can now add Crypto to your 401(k) with ForUsAll

Cryptocurrency: the 401(k)'s newest frontier


of institutional investors think that crypto should be part of a portfolio.2


of millennials and Gen Z want the option to invest their 401(k) in crypto.3


of financial advisors surveyed are long-term bullish on bitcoin.4

Hard-wired investor protections

Provide sensible education, guidance and guardrails designed to protect 401(k) savers and their employers.


Hype-free education and even a quiz.

Rebalance alerts

When crypto allocations exceed 5%.

Allocation caps

Cap the allocations to the window.


Avoid the risk of adding crypto to the core menu.


Institutional pricing

Secure custody

All assets are automatically swept into cold storage and are held by Coinbase Custody, not held on an exchange. 

Institutional quality cryptocurrencies

No meme coins here - just carefully screened cryptocurrencies representing some of the largest and most liquid cryptocurrencies.

Automatic portfolio alerts & rebalancing

Our platform offers automatic portfolio alerts when your crypto allocations exceed 5% of your portfolio, making it easy for you to rebalance your investments.

Low fees
of crypto balance per month
Institutionally priced trades:  0.15% Per Trade
Dedicated cryptocurrency dashboard
Crypto education, guidelines and guardrails
Automatic risk alerts
Get Started

Invest alongside the Pros

Leverage Coinbase Institutional trading and custodial platforms which are relied on by some of the largest hedge funds, VC firms and money mangers. As the only publicly traded crypto exchange, Coinbase provides greater transparency with quarterly SEC filings, independent audits and a broad range of insurance.

Access the universe of cryptocurrencies available in the CoinDesk Market Select Index (CMIS). The CMIS covers some of the largest and most liquid digital assets in the Computing, Culture & Entertainment, Currency, Defi, and Smart Contract Platform sectors.


Stuck in the FAQ Vortex? Let's find your answer! If you still can’t find it, give us a shout, we're always here to help.

What makes ForUsAll’s Alt401(k) the right crypto 401(k) for me or my employees?

ForUsAll has no investment minimums, offers direct investment access to multiple cryptocurrencies in the 401(k), and provides ongoing customer support. Our user interface is simple, and increases the options for investors to diversify their retirement nest egg. Because of our integration with Coinbase Institutional, you don’t have to go through the hassle of choosing an exchange or creating a wallet.

What cryptocurrencies are available in the window?

We currently support the following crypto tokens for trading: BTC, ETH, USDC, DOT, SOL, ADA, SOL and will be supporting the CoinDesk Market Select Index soon.

How much money can I transfer to my Self-Directed Crypto Window?

You can transfer up to 5% of your 401(k) balance to cryptocurrency. You can set ongoing contributions to the Self-Directed Crypto Window, at up to 5% of your 401(k) contributions. Once the funds are transferred into the crypto window, the allocation will show up as “Buying Power,” which you can then use to buy crypto.

Will I be able to contribute pre-tax or post-tax dollars into the Alt401(k)?

You can make contributions on a pre-tax or post-tax (Roth) basis and elect to have part of that contribution go directly to the Self-Directed Crypto Window.

How is ForUsAll's crypto 401(k) different from Fidelity's Bitcoin 401(k)?

At ForUsAll, we believe that diversification is critical to an appropriately balanced retirement portfolio. Our crypto 401(k) solution provides access to wide range of cryptocurrencies, as opposed to just Bitcoin. Additionally, our solution does not put cryptocurrency in the core investment menu. Instead, we make crypto access available via a self-directed crypto window designed for sophisticated investors. Participants can only access that window after going through comprehensive risk disclosures. Lastly, we set a default cap of 5% for crypto allocations, and send proactive portfolio alerts when allocations exceed that range. This gives employees the option to reinvest crypto into traditional asset classes.

What are the fees for the Self-Directed Crypto Window?

Custody and administration fee: A monthly fee of 0.083% of the average daily balance in the crypto window once the crypto window. This fee will be billed quarterly. Plan services fee: In addition to the 1% annual custody and administration fee, the employee will continue to pay a plan services fee on the assets they hold in the Self-Directed Crypto Window. Cryptocurrency trades: When you place a trade, you will be charged a trading fee that is based on the monthly trading volume of all of ForUsAll’s clients during the prior month. The maximum trading fee is 0.15%.

Where is the cryptocurrency held?

Cryptocurrency is stored digitally. When cryptocurrency is stored on a device or account that is connected to the network, that is a “hot wallet.” When cryptocurrency is stored on devices that are completely disconnected from any networks, that is “cold storage.” It is not connected to a network and it is safer, because hackers can’t hack the network to gain access to it. All cryptocurrency is held in cold storage for security after each trade.

How do I keep track of keys for the crypto in my 401(k)?

You do not need to keep track of keys. Our Self-Directed Crypto Window is powered by Coinbase Institutional Custody. Coinbase will keep keys for you. You simply log in to www.ForUsAll.com to access your Self-Directed Crypto Window.

Is there a minimum I need to maintain in the Self-Directed Crypto Window?

No, there is no minimum deposit required by ForUsAll. This means you can trade or invest as little as you want.

What happens if I have another 401(k) account?

You can roll over your existing 401(k) assets to ForUsAll’s Alt401(k).

How can I get access to crypto in my 401(k)?

If your employer already has their 401(k) plan with ForUsAll, they can reach our customer success team to activate the Self-Directed Crypto Window. If your employer doesn’t use ForUsAll for their 401(k), but you’d still like access to crypto, contact us and we’ll get in touch with your employer.

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This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”)  to activate a cryptocurrency window or invest in crypto.  Investing in crypto can be risky and investors must be able to afford to lose their entire investment.  You should consult with your own advisers before activating a cryptocurrency window or investing in crypto.  ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.© 2023 ForUsAll, Inc. All rights reserved.
1 Schwab 2022 401(k) Participant Study - Gen Z/Millenial Focus, October 2022.
2 As of 12/31/2022. Employees include both current employees and terminated participants with a balance.
3 "Morgan Stanley At Work: The Value of a Financial Advisor" Morgan Stanley, March 2022.
4 Sarah Britton was a client when she provided this testimonial through an independent third party review website. She received no compensation for her remarks. There are no known conflicts of interest in the provision of her comments related to the services provided.