Effortless 401(k) for Rippling Payroll: Connect, Automate & Protect

Link your Rippling payroll in minutes, let the system keep your plan compliant and on-track — and let ForUsAll bear the fiduciary liability so you don’t have to.

Easily upgrade ay 401(k). Lower fees, automate administration & payroll, boost participation, and add full fiduciary protection - without changing 401(k) providers!

Make ForUsAll your "Forever Home"

Get more fiduciary protection, more investement freedom and lower costs - all in one move.

More Fiduciary Protection

We take on the risk:
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•Verify every payroll configuration
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•Ensure contributions are accurate and on time
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•Backed by a $5M compliance guarantee

More Choice, More Growth

Invest beyond the basics:
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•Thousands of mutual funds, stocks, and bonds
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•Even cryptocurrency through self-directed windows
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•Design your plan to be as simple or sophisticated as you want

More help for Employees

Empower your team with:
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•Holistic financial wellness programs
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•Customizable employee education and guidance

Lower Base & PPT fees

Save money with our competitive pricing model.
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•At just $120/month + $6 per participant,

•And there are no extra fees for advanced plan designs that help owners shelter up to $70K+ per year from income taxes.

Customizable solutions tailored to your team's success

Payroll Integration
Connect your existing 401(k) to payroll to save time, reduce errors.
Advisor Plus
A 401(k) advisor for your existing plan without changing 401(k) providers.
Start a 401(k)
A turnkey 401(k) for those looking to setup a new plan.
Full 360 payroll integration
Eligibility tracking and onboarding
Administrative fiduciary
Investment fiduciary
Participant education & communications
Holistic financial advisors for all employees
Automated recordkeeping and plan administration
Experts customize your plan to your needs
Optional brokerage and crypto window
Pricing
starting at $50/mo
0.20-0.40% on assets plan assets per year
$120/mo plus + $6/mo per participant

The benefits of 360º integration

We support the top payroll providers and 401(k) recordkeepers. You’ll gain the most seamless experience by integrating with providers that already know what you need – like the ones you’re using right now.

Setup that’s quick and easy

Setup is virtually instantaneous: Integrate your payroll provider and 401(k) recordkeeper in the time it takes you to process 1 single 401(k) contribution file.

Automate onboarding

We automatically track eligibility, notify newly eligible employees and facilitate enrollment. We send required notices, and update employee data with the recordkeeper.

Improve data security

No need to generate and store csv files on a local machine each time you run payroll. Our integrations leverage bank-level encryption and undergo annual SOC II checks.

Automate 401(k) deferrals and loans

When employees make changes to their savings rates or take out loans, our integrated system will automatically update the data with your payroll provider.

Reclaim your valuable time

Integration simplifies a complex and critical process, automatically processing 401k contributions and dramatically streamlining employee onboarding.

Eliminate error-prone tasks

Auditor-class validation automatically runs a battery of checks for every employee, every payroll. Our auto-reconciling system means that when an error is found, it gets fixed.1

Flexible integrations

We support API and SFTP partner integrations with both payroll providers and 401(k) recordkeepers, allowing us to assemble an automated future you.

Automate 401(k) contribution files

We support API and SFTP partner integrations with both payroll providers and 401(k) recordkeepers, allowing us to assemble an automated future you.

Affordable 401(k) Services for Rippling Payroll Customers

We keep it simple for you and don’t charge setup fees. That’s because low fees mean more saving – which is the whole point of a 401(k).

Enhanced
$99/mo*
+$6/mo per participant
What's Included
- Payroll Integration
- 3(38) Investment Fiduciary
- Payroll X-Ray
- Self-Directed Brokerage Window
- Holistic Financial Wellness
Get started
Premium
$120/mo*
+$6/mo per participant
Includes all Enhanced features, plus:
- Administrative 3(16) Fiduciary
- Directed Trustee
- $5M Compliance Guarantee
- New Comparability Profit Sharing
- Cash Balance Plans
Get started

*Plus a ForUsAll Advisory Fee of 0.20% – 0.40% of plan assets per year

Easy set up!

A Simple, Automated 401(k) Process—Powered by Your Rippling Data

401(k) plan analysis Our experts show you how you can lower fees, improve compliance and boost participations and savings rates.
Step 1

Sign Up

Create an account and tell us a little about your company.

Step 2

Customize Plan

We’ll help you customize the plan and integrate your Rippling payroll with a few clicks.

401(k) action plan Your step-by-step guide on how you can improve your plan, ready for you, or your advisor, to implement.
90-day test drive Our team can implement your 401(k) action plan – let the results help you decide to keep us on board or not.
Step 3

Go live

Set the date for the company kickoff webinar!

Safe Harbor, attract employees + shelter up to $70k from taxes

The simplest, safest 401(k) plan for attracting top talent and maximizing owner tax savings, with customizable budgets and automatic compliance with key non-discrimination tests.

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This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”)  to activate a cryptocurrency window or invest in crypto.  Investing in crypto can be risky and investors must be able to afford to lose their entire investment.  You should consult with your own advisers before activating a cryptocurrency window or investing in crypto.  ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.© 2023 ForUsAll, Inc. All rights reserved.
‍1 Schwab 2022 401(k) Participant Study - Gen Z/Millenial Focus, October 2022.
‍2 As of 12/31/2022. Employees include both current employees and terminated participants with a balance.
‍3 "Morgan Stanley At Work: The Value of a Financial Advisor" Morgan Stanley, March 2022.
4 Sarah Britton was a client when she provided this testimonial through an independent third party review website. She received no compensation for her remarks. There are no known conflicts of interest in the provision of her comments related to the services provided.
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