A competitive 401(k) for any budget

We keep it simple for you and don’t charge setup fees. That’s because low fees mean more saving – which is the whole point of a 401(k).

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Cost for Employers

Monthly

$120 base fee

+$6 per participant

Cost for Employees

Annually

0.5% of 401(k) balance

Alt401(k) Features

Expanded investment options

Access to Traditional and ESG-focused funds
Self-directed digital asset window
Self-directed brokerage account

Auto admin & payroll integration

Automated plan administration and new hire onboarding
Auditor-class payroll integration

Compliance protection

3(16) fiduciary - $5M compliance guarantee¹
3(38) fiduciary and quarterly investment plan review
Sign and file IRS documents

Customer service

Plan-level support for employers
1-on-1 financial advice for all employees

Advanced plan design

Safe Harbor
Profit Sharing options
Cash Balance options
Custom matching options
Traditional & Roth features
Automatic enrollment
Automatic savings rate escalation
Industry-leading plan defaults

Next level employee engagement

Award-winning onboarding
Patented Insight Engine
Human financial advisors
360º financial health

Low crypto pricing

Crypto fees in the 401(k) are drastically lower than retail brokerages, and are only charged to employees who choose to use our self-directed digital asset window.

Crypto user platform fee:

0.083% of crypto balance/mo

Crypto user transaction fee:

0.15% per trade

You’re in good company with ForUsAll

Learn the real value of the Alt401(k)

See how an exceptional 401(k) can also be an affordable 401(k).

Schedule a Demo

¹ForUsAll carries $5M in professional liability insurance coverage that covers our ERISA fiduciary services.

This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”) to activate a cryptocurrency window or invest in crypto. Investing in crypto can be risky and investors must be able to afford to lose their entire investment. You should consult with your own advisers before activating a cryptocurrency window or investing in crypto. ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.