401(k) ecosystem

Connect the payroll and 401(k) providers
you already use

It’s easy: We’ll help you sync your payroll and recordkeeper online, then test the connection and send you a verification file – that’s it. Save time, reduce errors, and get back to business.

Easily upgrade ay 401(k). Lower fees, automate administration & payroll, boost participation, and add full fiduciary protection - without changing 401(k) providers!

1,200+ payroll / recordkeeper integrations (and growing)

We support over 1,200 different integrations, so we can automate most any 401(k). If you don’t see your providers on our list, let us know – we constantly add providers to the growing list.

360° payroll integration

360° integration means your data exchange is full circle – from payroll provider to ForUsAll and back to payroll provider.

Uploading your company’s employee census data leaves you with minimal involvement – the processing is handled for you.

When employees make changes to their accounts, ForUsAll sends updated data directly to your payroll provider to update.

ForUsAll provides 2 ways to get 360º payroll integration:

Save time with Basic payroll integration or save time and reduce risk with payroll integration Plus


Fully integrating your payroll and recordkeeper means we handle the following payroll work:
Update savings rates and loan data in payroll
Transmit payroll data to the recordkeeper
Add new hires to the recordkeeper
Get started


All Basic services, Plus the following, means we handle ALL day-to-day payroll work:
$50/mo + 0.15% of assets
Auto-reconciling payroll validation
Ensure payroll is configured appropriately for different types of compensation
Track eligibility and send required notices to participants
Approve loans, hardship withdrawals, and QDROs
Review and sign Form 5500
Create year-end census files
Send required notifications and disclosures
Get started

The benefits of 360º integration

We support the top payroll providers and 401(k) recordkeepers. You’ll gain the most seamless experience by integrating with providers that already know what you need – like the ones you’re using right now.

Setup that’s quick and easy

Setup is virtually instantaneous: Integrate your payroll provider and 401(k) recordkeeper in the time it takes you to process 1 single 401(k) contribution file.

Automate onboarding

We automatically track eligibility, notify newly eligible employees and facilitate enrollment. We send required notices, and update employee data with the recordkeeper.

Improve data security

No need to generate and store csv files on a local machine each time you run payroll. Our integrations leverage bank-level encryption and undergo annual SOC II checks.

Automate 401(k) deferrals and loans

When employees make changes to their savings rates or take out loans, our integrated system will automatically update the data with your payroll provider.

Reclaim your valuable time

Integration simplifies a complex and critical process, automatically processing 401k contributions and dramatically streamlining employee onboarding.

Eliminate error-prone tasks

Auditor-class validation automatically runs a battery of checks for every employee, every payroll. Our auto-reconciling system means that when an error is found, it gets fixed.1

Flexible integrations

We support API and SFTP partner integrations with both payroll providers and 401(k) recordkeepers, allowing us to assemble an automated future you.

Automate 401(k) contribution files

We support API and SFTP partner integrations with both payroll providers and 401(k) recordkeepers, allowing us to assemble an automated future you.

Streamlining your 401(k)

A side-by-side comparison of our payroll integration packages

Seamlessly integrate your payroll: discover the unique features of each 401(k) package.



Advisor Plus


Full 360 payroll integration
Eligibility tracking and onboarding
Administrative fiduciary
Investment fiduciary
Participant education & communications
Holistic financial advisors for all employees



$50/mo + 0.15% of AUM

0.20-0.40% of AUM

Looking for more? The next upgrade step for existing 401(k)s

Full 360º payroll integration is a good start, but our 401(k) advisory service can complete your upgrade. We can add Investment fiduciary, participant education and communications, holistic financial advisors for all employees – and lower plan costs.

Connect the payroll and 401(k) providers you already use
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This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”)  to activate a cryptocurrency window or invest in crypto.  Investing in crypto can be risky and investors must be able to afford to lose their entire investment.  You should consult with your own advisers before activating a cryptocurrency window or investing in crypto.  ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.© 2023 ForUsAll, Inc. All rights reserved.
1 Schwab 2022 401(k) Participant Study - Gen Z/Millenial Focus, October 2022.
2 As of 12/31/2022. Employees include both current employees and terminated participants with a balance.
3 "Morgan Stanley At Work: The Value of a Financial Advisor" Morgan Stanley, March 2022.
4 Sarah Britton was a client when she provided this testimonial through an independent third party review website. She received no compensation for her remarks. There are no known conflicts of interest in the provision of her comments related to the services provided.