What fees go into a typical 401(k) plan?
|401(k) Cost||How is it Charged?||Who Typically Pays?|
|Fund expenses||% of assets invested||Employees|
|Advisory fee||% of assets invested||Employees|
|Sales commissions||% of assets invested||Employees*|
|Custodial fees||% of assets invested||Employees|
*ForUsAll doesn't work with providers who charge commissions, nor do we receive kickbacks from funds of any kind. If you are working with a broker who does, talk to us today about how we might help lower your 401(k) fees!
How does this fee estimator work?
Provide us with your current plan’s assets and your employee count, and we’ll instantly estimate your all-in cost on up to three recordkeepers with a diversified, low-fee line up. Click below to get started!
ForUsAll’s Transparent & Budget-Friendly Pricing
|Assets||Employer Fee||Advisory Fee (% of assets)|
|< $250k||$200 per month||0.35%|
|$250k to $5m||none||0.35%|
|$5m to $20m||none||0.30%|
|$20m to $50m||none||0.25%|
Our advisory fee is always low, but varies depending on the size of your plan. Keep in mind that the all-in cost of a 401(k) is comprised of recordkeeping, plan administration, custodial and average fund costs in addition to our advisory fee. Click below to estimate your all-in cost on up to three recordkeepers.
Why work with an independent advisor?
ForUsAll is an independent 401(k) advisor. We are not affiliated with any recordkeeper, nor have we built our own recordkeeping system. That means we can focus on providing advice without financial conflicts, helping your business find the right recordkeeper and investment lineup. Don’t get stuck with a closed architecture recordkeepers and their captive advice platforms, who are mainly interested in pushing their own (probably expensive) investment options - talk to an independent 401(k) advisor today and learn how companies like yours are able to reduce fees by pricing their plan across multiple low-cost recordkeepers.
Note: Fee estimates produced with our pricing calculator are intended as ballpark estimates and may vary based on workforce demographics, recordkeeping partnerships, and plan design. Based on your company's size, we will provide up to three non-binding estimates. Talk to us today to get an exact quote!