Solo 401(k)for Employment Commons

Welcome to Employment Commons! Together with ForUsAll, we're bringing Employment Commons members an exclusive Solo 401(k) plan, tailor-made for freelancers like you.

This plan allows you to contribute up to $72,000 per year in 2026—or more if you're eligible for catch-up contributions potentially saving you thousands in taxes!

Simple transparent pricing for Alt401(k).
A variety of environmentally friendly funds for your 401(k).
Multiple investments options ranging from stocks, bonds, ETFs and Mutual funds.
Add crypto to your 401(k) with our Standalone solution.
Add crypto to your 401(k) with our Standalone solution.

Easy set up!

Sign Up

Create an account and tell us a little about your company.

Customize

We’ll help you customize the plan so it works for you and your goals

Start Saving

Set the amount you want to save and we'll coordinate with Employment Commons

Pricing

We keep it simple for you and don’t charge setup fees. That’s because low fees mean more saving – which is the whole point of a 401(k).

Unlock the power of investment choice

Simple core menu with optional self-directed windows provide more opportunities for potential growth, diversification and customization.  Access to stocks, bonds, ETFs and even crypto. 

1:1 Advisory sessions

Access smart, actionable insights during 1:1 advisory sessions with our financial experts.

Stay compliant, automatically

Fully-automatic administration that comes with full fiduciary protection: 3(38) Investment Fiduciary + 3(16) Administrative Fiduciary.

Account fee
$6/mo
0.0417% per mo. account balance
Includes:
Expanded investment options
Access to financial advisors
Automatically integrates with Employment Commons
Annual IRS filings
Give yourself a company contribution
Get Started

Opolis + ForUsAll

A streamlined 401(k) solution for organizations in the Opolis community.
‍Through Opolis, eligible organizations can adopt the Employment Commons Retirement Savings Plan, with ForUsAll providing 401(k) administration, investment access, and participant support.

Organizations join the existing plan by completing a Joinder Agreement, making it easier to offer employees access to a 401(k) without establishing a separate retirement plan.

Employer contributions are discretionary and subject to the terms of the Employment Commons Retirement Savings Plan.

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This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”)  to activate a cryptocurrency window or invest in crypto.  Investing in crypto can be risky and investors must be able to afford to lose their entire investment.  You should consult with your own advisers before activating a cryptocurrency window or investing in crypto.  ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.© 2023 ForUsAll, Inc. All rights reserved.
‍1 Schwab 2022 401(k) Participant Study - Gen Z/Millenial Focus, October 2022.
‍2 As of 12/31/2022. Employees include both current employees and terminated participants with a balance.
‍3 "Morgan Stanley At Work: The Value of a Financial Advisor" Morgan Stanley, March 2022.
4 Sarah Britton was a client when she provided this testimonial through an independent third party review website. She received no compensation for her remarks. There are no known conflicts of interest in the provision of her comments related to the services provided.
*Account fees of $6 per month and 0.0417% per month (0.50%/12) cover recordkeeping, advisory and TPA services.  These fees are deducted from accounts quarterly in arrears.  Additional services fees can be found in the Services Agreement.