Solo 401(k)for Employment Commons

Welcome to Employment Commons! Together with ForUsAll, we're bringing Employment Commons members an exclusive Solo 401(k) plan, tailor-made for freelancers like you.

At just $6/mo, this plan can help you save up to $69,000 pre-tax per year - potentially saving you thousands in taxes!

Easy set up!

Sign Up

Create an account and tell us a little about your company.


We’ll help you customize the plan so it works for you and your goals

Start Saving

Set the amount you want to save and we'll coordinate with Employment Commons


We keep it simple for you and don’t charge setup fees. That’s because low fees mean more saving – which is the whole point of a 401(k).

Unlock the power of investment choice

Simple core menu with optional self-directed windows provide more opportunities for potential growth, diversification and customization.  Access to stocks, bonds, ETFs and even crypto. 

DAVE, our virtual advisor

DAVE gives your employees smart, actionable answers to their questions and is a valuable supplement to ForUsAll's human advisors.

Stay compliant, automatically

Fully-automatic administration that comes with full fiduciary protection: 3(38) Investment Fiduciary + 3(16) Administrative Fiduciary.

Account fee
0.04% per mo. account balance
Expanded investment options
Access to financial advisors
Automatically integrates with Employment Commons
Annual IRS filings
Give yourself a company contribution
Get Started

Opolis + ForUsAll

The easiest and safest 401(k) plan for companies looking to attract top talent or maximize tax savings for owners.  Best of all, you can automatically pass year end non-discrimination tests.

Safe Harbor 401(k) plans can be customized for a broad range of budgets.

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This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”)  to activate a cryptocurrency window or invest in crypto.  Investing in crypto can be risky and investors must be able to afford to lose their entire investment.  You should consult with your own advisers before activating a cryptocurrency window or investing in crypto.  ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.© 2023 ForUsAll, Inc. All rights reserved.
1 Schwab 2022 401(k) Participant Study - Gen Z/Millenial Focus, October 2022.
2 As of 12/31/2022. Employees include both current employees and terminated participants with a balance.
3 "Morgan Stanley At Work: The Value of a Financial Advisor" Morgan Stanley, March 2022.
4 Sarah Britton was a client when she provided this testimonial through an independent third party review website. She received no compensation for her remarks. There are no known conflicts of interest in the provision of her comments related to the services provided.
*Account fees of $6 per month and 0.04% per month (0.50%/12) cover recordkeeping, advisory and TPA services.  These fees are deducted from accounts quarterly in arrears.  Additional services fees can be found in the Services Agreement.