Connect your payroll with your 401(k) provider



Automate your 401(k) by easily adding payroll integration with

Setup a new 401(k) plan

Quickly setup and integrate a new 401(k) plan with


. Choose any of the top 401(k) providers like Vanguard, Fidelity etc.

Integrate an existing plan

Quickly integrate your existing recordkeeper with


payroll and automate time-consuming plan administrative work.  



ForUsAll revolutionizes small business 401(k) management with Decent, offering affordable, automated integrations for easy payroll and recordkeeper connections, simplifying retirement planning with innovation.

Garbage In, Excellence Out: Guaranteed

Payroll complexities like earnings codes, benefit mappings, start dates, rehire dates, hours worked, 401(k) loan amortization, and savings rates must be perfect - even minor inaccuracies in configurations can lead to significant IRS penalties. With ForUsAll, you or your payroll doesn’t need to be perfect: 

  • Robust Error Detection: Payroll X-ray runs up to 44 checks for each person in each payroll file to help ensure every contribution is precisely accurate.

  • Transparent Correction Logs: Our system identifies and fixes errors logging corrections for full transparency auditability.

  • Seamless Year-End Reconciliation: Automated data reconciliation helps make year-end census work as easy as clicking a button.  

  • $5M Compliance Guarantee*: We stand behind our work offering unparalleled peace of mind and financial protection.

With ForUsAll, you can turn the daunting task of payroll processing into a seamless, error-free operation, ensuring excellence out of every input, no matter how complex.

*ForUsAll carries professional liability coverage of $5,000,000 which covers our ERISA plan advisory services (Advisor+ and Enhanced integration). See our standard plan services agreement for more details.

1,200+ payroll / recordkeeper integrations (and growing)

We support over 1,200 different integrations, so we can automate most any 401(k). If you don’t see your providers on our list, let us know – we constantly add providers to the growing list.

Pricing comparison of our payroll integration packages

Seamlessly integrate your payroll: discover the unique features of each 401(k) package.




$50/mo + 0.15% of AUM

Advisor Plus

0.20-0.40% of AUM


Full 360 paroll integration
Eligibility tracking and onboarding
Administrative fiduciary
Investment fiduciary
Participant education & communications
Holistic financial advisors for all employees

The benefits of 360º integration

We integrate your payroll provider with top 401(k) providers. Our 360 integrations automatically update savings rates and loans, track eligibility and send notices - putting your 401(k) on auto-pilot.

Reclaim your valuable time

ForUsAll's 401(k) integration with Decent puts your retirement plan on autopilot, saving valuable time. Automatically update savings rates and loans in payroll when employees adjust their 401(k), track eligibility seamlessly, and send notices effortlessly. Grow your business while we manage the complexities of your 401(k) plan​​​​.

Eliminate error-prone tasks

The ForUsAll and Decent integration is designed to eliminate error-prone payroll tasks. Leveraging ForUsAll's "Payroll X-Ray," up to 44 checks are run for each employee in every payroll file, uncovering mistakes that can be easily missed. This meticulous system helps avoid time-consuming error corrections and enhances employee satisfaction by ensuring accuracy and reliability in payroll processing​​​​.

Streamline enrollment

With ForUsAll's integration with Decent, enrollment and compliance are streamlined like never before. Automatically track employee eligibility, ensure timely notices, and keep 401k census data perfectly synced. Our platform simplifies these processes, giving you more time to focus on what matters most - growing your business​​​​.

Relax, we’ve got your back

ForUsAll provides a 3(16) fiduciary service that assumes legal responsibility for the day-to-day administration of your plan. Working closely with ERISA attorneys, auditors, and administration experts, we offer unparalleled fiduciary protection, ensuring your plan complies with regulatory standards and operates in your best interest​​​​.

Integrate payroll to your 401(k) provider

The set up process takes 3 minutes

Step 1: Create your account

Get started by registering with us, It's fast, straightforward.

Step 2: Connect your payroll

Connect your payroll provider to effortlessly, utilizing top-notch security.

Step 3: Connect your 401(k)

Integrate your 401(k) provider to easily oversee that all payroll is being synced correctly.

Learn more


Seamless payroll integration for efficient 401(k) management.


Decent specializes in offering affordable health insurance solutions to small businesses, built around the innovative Direct Primary Care model. Their plans are designed to provide significant savings on premiums, with a focus on simplicity and high-quality care.


Decent stands out in the health insurance market with its focus on affordability, simplicity, and quality care for small businesses. By leveraging Direct Primary Care, Decent offers plans with $0 out-of-pocket costs for primary care visits and substantial savings on premiums. This unique approach positions Decent as a leading provider for small businesses seeking comprehensive and cost-effective health insurance solutions, complementing ForUsAll's mission to provide the best in benefits integration​​​​.


Decent's pricing model is tailored to offer the best value for small businesses, with premiums approximately 35% less than comparable plans. This commitment to affordability without sacrificing quality ensures that ForUsAll clients have access to top-tier health insurance options. By integrating with Decent, ForUsAll further enhances its suite of services, providing a holistic approach to employee benefits that supports both financial and physical wellbeing​​​​.

Company Stats

Employer Size


Employer Count






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This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”)  to activate a cryptocurrency window or invest in crypto.  Investing in crypto can be risky and investors must be able to afford to lose their entire investment.  You should consult with your own advisers before activating a cryptocurrency window or investing in crypto.  ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.© 2023 ForUsAll, Inc. All rights reserved.
1 Schwab 2022 401(k) Participant Study - Gen Z/Millenial Focus, October 2022.
2 As of 12/31/2022. Employees include both current employees and terminated participants with a balance.
3 "Morgan Stanley At Work: The Value of a Financial Advisor" Morgan Stanley, March 2022.
4 Sarah Britton was a client when she provided this testimonial through an independent third party review website. She received no compensation for her remarks. There are no known conflicts of interest in the provision of her comments related to the services provided.

Enhanced Payroll Integration