Connect your payroll with your 401(k) provider



Automate your 401(k) by easily adding payroll integration with

Setup a new 401(k) plan

Quickly setup and integrate a new 401(k) plan with


. Choose any of the top 401(k) providers like Vanguard, Fidelity etc.

Integrate an existing plan

Quickly integrate your existing recordkeeper with


payroll and automate time-consuming plan administrative work.  



ForUsAll offers automated 401(k)/payroll integrations with Sapling, enabling users to connect easily with leading recordkeepers for an affordable, efficient benefits management solution.

Garbage In, Excellence Out: Guaranteed

Payroll complexities like earnings codes, benefit mappings, start dates, rehire dates, hours worked, 401(k) loan amortization, and savings rates must be perfect - even minor inaccuracies in configurations can lead to significant IRS penalties. With ForUsAll, you or your payroll doesn’t need to be perfect: 

  • Robust Error Detection: Payroll X-ray runs up to 44 checks for each person in each payroll file to help ensure every contribution is precisely accurate.

  • Transparent Correction Logs: Our system identifies and fixes errors logging corrections for full transparency auditability.

  • Seamless Year-End Reconciliation: Automated data reconciliation helps make year-end census work as easy as clicking a button.  

  • $5M Compliance Guarantee*: We stand behind our work offering unparalleled peace of mind and financial protection.

With ForUsAll, you can turn the daunting task of payroll processing into a seamless, error-free operation, ensuring excellence out of every input, no matter how complex.

*ForUsAll carries professional liability coverage of $5,000,000 which covers our ERISA plan advisory services (Advisor+ and Enhanced integration). See our standard plan services agreement for more details.

1,200+ payroll / recordkeeper integrations (and growing)

We support over 1,200 different integrations, so we can automate most any 401(k). If you don’t see your providers on our list, let us know – we constantly add providers to the growing list.

Pricing comparison of our payroll integration packages

Seamlessly integrate your payroll: discover the unique features of each 401(k) package.




$50/mo + 0.15% of AUM

Advisor Plus

0.20-0.40% of AUM


Full 360 paroll integration
Eligibility tracking and onboarding
Administrative fiduciary
Investment fiduciary
Participant education & communications
Holistic financial advisors for all employees

The benefits of 360º integration

We integrate your payroll provider with top 401(k) providers. Our 360 integrations automatically update savings rates and loans, track eligibility and send notices - putting your 401(k) on auto-pilot.

Reclaim your valuable time

With ForUsAll’s 360 integrations, updating savings rates and loans becomes automatic when employees adjust their 401(k) plans. This automation extends to tracking eligibility and sending notices, putting your 401(k) management on auto-pilot and letting you focus on growing your business.

Eliminate error-prone tasks

The ForUsAll Sapling integration is designed to streamline payroll processes, employing a "Payroll X-Ray" to conduct up to 44 checks per employee per payroll file, significantly reducing human errors and the time spent on corrections, thus enhancing overall employee satisfaction.

Streamline enrollment

ForUsAll simplifies the enrollment process, ensures compliance by automatically tracking eligibility and sending necessary notices, and keeps 401(k) census data in sync, making plan administration more efficient and less prone to errors.

Relax, we’ve got your back

ForUsAll offers a 3(16) fiduciary service, taking on the legal responsibilities of day-to-day plan administration. This service is backed by ERISA attorneys, auditors, and plan administration experts, offering peace of mind and protection for your business.

Integrate payroll to your 401(k) provider

The set up process takes 3 minutes

Step 1: Create your account

Get started by registering with us, It's fast, straightforward.

Step 2: Connect your payroll

Connect your payroll provider to effortlessly, utilizing top-notch security.

Step 3: Connect your 401(k)

Integrate your 401(k) provider to easily oversee that all payroll is being synced correctly.

Learn more


Seamless payroll integration for efficient 401(k) management.


Sapling, a Kallidus product, is an all-in-one HR platform that supports businesses through every phase of the employee lifecycle. It excels in automating administrative tasks, allowing HR teams to focus on strategic initiatives. With a clean interface and flexible system, Sapling is designed for mid-market companies, offering solutions for global workforce management, onboarding, and HR information management​​​​.


Sapling stands out in the HR technology space with its emphasis on a streamlined user experience and robust integration capabilities. It supports a wide array of integrations with leading business tools, emphasizing its flexibility and adaptability to different business needs. This approach not only enhances operational efficiency but also supports a wide range of HR activities, from recruitment to payroll management​​​​.


For detailed pricing information on Sapling’s comprehensive HR solutions, we encourage you to visit their official pricing page. Here, you’ll find tailored options that suit the diverse needs of mid-market to large enterprises, ensuring that you get the most value out of your HR technology investment.

Company Stats

Employer Size

100-1,500 employees

Employer Count






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This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”)  to activate a cryptocurrency window or invest in crypto.  Investing in crypto can be risky and investors must be able to afford to lose their entire investment.  You should consult with your own advisers before activating a cryptocurrency window or investing in crypto.  ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.© 2023 ForUsAll, Inc. All rights reserved.
1 Schwab 2022 401(k) Participant Study - Gen Z/Millenial Focus, October 2022.
2 As of 12/31/2022. Employees include both current employees and terminated participants with a balance.
3 "Morgan Stanley At Work: The Value of a Financial Advisor" Morgan Stanley, March 2022.
4 Sarah Britton was a client when she provided this testimonial through an independent third party review website. She received no compensation for her remarks. There are no known conflicts of interest in the provision of her comments related to the services provided.

Enhanced Payroll Integration