Connect your payroll with your 401(k) provider



Automate your 401(k) by easily adding payroll integration with

Setup a new 401(k) plan

Quickly setup and integrate a new 401(k) plan with


. Choose any of the top 401(k) providers like Vanguard, Fidelity etc.

Integrate an existing plan

Quickly integrate your existing recordkeeper with


payroll and automate time-consuming plan administrative work.  



ForUsAll and Oyster HR offer an affordable, integrated 401(k) solution, simplifying connections with leading recordkeepers to streamline payroll processes and enhance retirement planning.

Garbage In, Excellence Out: Guaranteed

Payroll complexities like earnings codes, benefit mappings, start dates, rehire dates, hours worked, 401(k) loan amortization, and savings rates must be perfect - even minor inaccuracies in configurations can lead to significant IRS penalties. With ForUsAll, you or your payroll doesn’t need to be perfect: 

  • Robust Error Detection: Payroll X-ray runs up to 44 checks for each person in each payroll file to help ensure every contribution is precisely accurate.

  • Transparent Correction Logs: Our system identifies and fixes errors logging corrections for full transparency auditability.

  • Seamless Year-End Reconciliation: Automated data reconciliation helps make year-end census work as easy as clicking a button.  

  • $5M Compliance Guarantee*: We stand behind our work offering unparalleled peace of mind and financial protection.

With ForUsAll, you can turn the daunting task of payroll processing into a seamless, error-free operation, ensuring excellence out of every input, no matter how complex.

*ForUsAll carries professional liability coverage of $5,000,000 which covers our ERISA plan advisory services (Advisor+ and Enhanced integration). See our standard plan services agreement for more details.

1,200+ payroll / recordkeeper integrations (and growing)

We support over 1,200 different integrations, so we can automate most any 401(k). If you don’t see your providers on our list, let us know – we constantly add providers to the growing list.

Pricing comparison of our payroll integration packages

Seamlessly integrate your payroll: discover the unique features of each 401(k) package.




$50/mo + 0.15% of AUM

Advisor Plus

0.20-0.40% of AUM


Full 360 paroll integration
Eligibility tracking and onboarding
Administrative fiduciary
Investment fiduciary
Participant education & communications
Holistic financial advisors for all employees

The benefits of 360º integration

We integrate your payroll provider with top 401(k) providers. Our 360 integrations automatically update savings rates and loans, track eligibility and send notices - putting your 401(k) on auto-pilot.

Reclaim your valuable time

Dive into the convenience of ForUsAll’s 360 integrations, where updates to savings rates and loans in payroll automatically adjust when employees make changes to their 401(k). This integration is crafted to automatically track eligibility and send notices, effectively putting your 401(k) management on autopilot and allowing you to focus on growing your business.

Eliminate error-prone tasks

The ForUsAll Oyster HR integration introduces the "Payroll X-Ray," designed to conduct up to 44 checks for each employee in each payroll file, identifying errors that can often go unnoticed. This system is instrumental in avoiding time-consuming error corrections and reducing employee frustration, ensuring a smooth payroll process.

Streamline enrollment

Benefit from ForUsAll's capability to automate tracking of 401(k) eligibility, ensuring timely notices and keeping 401k census data perfectly synced. This proactive approach to enrollment not only enhances employee engagement but also significantly simplifies administrative processes.

Relax, we’ve got your back

ForUsAll provides a robust 3(16) fiduciary service, taking on the legal liability for day-to-day plan administration. This service is supported by a team of ERISA attorneys, auditors, and plan administration experts, designed to offer you peace of mind and ensure your plan remains compliant.

Integrate payroll to your 401(k) provider

The set up process takes 3 minutes

Step 1: Create your account

Get started by registering with us, It's fast, straightforward.

Step 2: Connect your payroll

Connect your payroll provider to effortlessly, utilizing top-notch security.

Step 3: Connect your 401(k)

Integrate your 401(k) provider to easily oversee that all payroll is being synced correctly.

Learn more


Seamless payroll integration for efficient 401(k) management.


Oyster HR stands as a global employment platform, enabling companies to hire, pay, and manage talent across over 180 countries with ease and compliance. Renowned for its streamlined hiring process and comprehensive payroll and benefits management, Oyster HR is trusted by businesses aiming for efficient global expansion​​​​.


Oyster HR differentiates itself through its comprehensive, automated hiring solutions and deep local intelligence in over 180 countries. Its platform is uniquely positioned to assist companies in overcoming talent shortages and scaling globally, offering seamless integrations with popular HR tools to enhance operational efficiency​​​​.


Oyster HR’s pricing model is tailored to provide flexibility and transparency, including special offerings for nonprofits and businesses looking to hire refugees. Their approach ensures that companies can access a full suite of services, including global payroll administration and compliance management, with clear cost expectations and no hidden fees​​.

Company Stats

Employer Size

501-1,000 employees

Employer Count






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This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”)  to activate a cryptocurrency window or invest in crypto.  Investing in crypto can be risky and investors must be able to afford to lose their entire investment.  You should consult with your own advisers before activating a cryptocurrency window or investing in crypto.  ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.© 2023 ForUsAll, Inc. All rights reserved.
1 Schwab 2022 401(k) Participant Study - Gen Z/Millenial Focus, October 2022.
2 As of 12/31/2022. Employees include both current employees and terminated participants with a balance.
3 "Morgan Stanley At Work: The Value of a Financial Advisor" Morgan Stanley, March 2022.
4 Sarah Britton was a client when she provided this testimonial through an independent third party review website. She received no compensation for her remarks. There are no known conflicts of interest in the provision of her comments related to the services provided.

Enhanced Payroll Integration